*** Virtual visa card $20 USD ***
What is a virtual card?
The easiest way to think of a virtual credit card may be to simply imaginewithout its physical form, reduced to a 16-digit primary account number. You’ve likely been asked to read your card number over the phone or enter it when shopping online, so you already have an idea of how this works.
What is different about a virtual card, though, is that it doesn’t have the same security limitations as a physical card. Virtual cards can generate a unique card number for each transaction you make, protecting your real account number. They’re generally intended for one-time use, so even if a company where you’ve done business fell victim to a data breach and your card number was retrieved, your actual account would not be compromised.
Virtual cards provide much more flexibility. You can create new card numbers for different stores, change your card number on the fly, set spending limits and even lock or delete a card number without having it affect your actual account. That said, virtual cards can only be used for online purchases, some over-the-phone transactions and (if you add your virtual card to Apple Pay or Google Pay) at qualifying physical stores that accept those Apple or Google payment platforms.
What is a temporary card?
A temporary card is what’s generated each time you create a new virtual card or change the virtual card number that you are using to make a purchase. It’s the card number that a merchant sees when you complete a transaction with them. These temporary cards typically last for a short period of time — usually just 24 hours, though some providers may maintain a temporary card for up to one year.
Is a virtual card different from a digital wallet?
Yes. A digital wallet operates similarly to a virtual card, but there are some noteworthy differences. Digital wallets such as Apple Pay and Google Pay store a digital version of your physical credit or debit card, with the exact card numbers.
Much like a virtual card, most digital wallets will generate a temporary card number when you make a purchase, ensuring that your actual card number is never actually exposed to a merchant. However, digital wallets are not accepted everywhere. While a virtual card can be used for all online purchases that accept credit cards, digital wallets can only be used at participating retailers, whether online or in-store.
Are virtual cards safer?
Virtual cards provide an additional layer of security by masking your physical card number with a temporary account number. This decreases the chance your actual card information will be exposed in a breach.
Virtual cards are not fraud-proof, however. A hacker could theoretically gain access to a temporary card number that is still active and complete a transaction. Card issuers extend the same fraud protection to virtual cards as they do to physical ones. so you should be covered in case of any fraudulent activity. If you suspect fraudulent charges, you’ll need to dispute the charge as you normally would. However, you won’t need to change your account number, since it won’t have been exposed. Instead, you’ll need to close the temporary card number and generate a new one.
Redeemable online everywhere Visa debit is accepted in the U.S.Internet and mail/telephone order transactions only.
As one of the world’s most recognizable and trusted brands, Visa Gift Cards are the ideal gifts to give friends or loved ones. With an original photo and text, each gift card is personally designed for the recipient. You can add your own photo or select one of our custom designs to get started. Then customize the gift card further with a message embossed right on the card. Choose any dollar amount between $10-$250.
Visa Gift Cards can be used online, over the phone and in your favorite stores and restaurants across the country—like Target, Walmart, Olive Garden and more. Basically, this card can be used in the U.S. everywhere Visa debit cards are accepted. So gift it with confidence!
Note: Now Facebook and Google ads do not accept virtual visa cards.
*** Virtual visa card $20 USD ***